Finance & Money Calculators
Mortgage, investing, tax, and retirement calculators with practical planning context and links to related tools.
This category page is the primary index for finance & money tools on MCPCalc. Use it to compare calculators by intent and jump directly to the one that fits your scenario.
Available Calculators
401(k) Calculator
Calculate retirement account growth with employer match and annual contributions.
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529 Tax Benefits Calculator
Calculate education savings plan tax benefits and projected growth.
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Actuarial Reserve Calculator
Estimate net premium reserves with the prospective method for whole life, term, and endowment policies.
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Annuity Present Value (Actuarial)
Compute actuarial present value for whole life, temporary, and deferred life annuities.
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ARM Reset Shock Simulator
Simulate payment shock when an ARM resets to a higher rate.
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ARM vs Fixed Calculator
Compare adjustable-rate vs fixed-rate mortgages over the life of the loan.
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Auto Loan Calculator
Calculate car payments with down payment, trade-in value, and loan terms.
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Bond Yield Calculator
Calculate yield to maturity and current yield for bonds.
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Break-Even Analysis Calculator
Calculate the unit and revenue break-even point for your business.
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Business Valuation Calculator
Estimate business value using revenue and earnings multiples.
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Capital Gains Tax Calculator
Calculate tax on investment gains based on holding period and income level.
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Cash Flow Calculator
Analyze operating cash flow from revenue, expenses, and working capital changes.
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Cash-Out Refinance Comparison Calculator
Compare current mortgage vs cash-out refinance payment and long-term cost.
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Compound Interest Calculator
Calculate how your savings or investments grow over time with compound interest. See the effect of different compounding frequencies.
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Credit Card Payoff Calculator
Estimate payoff timeline with promo APR period, then standard APR and fixed monthly payment.
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Debt Avalanche Calculator
Calculate debt payoff using the avalanche method (highest interest rate first).
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Debt Snowball Calculator
Calculate debt payoff using the snowball method (smallest balance first).
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Dividend Reinvestment (DRIP) Calculator
Calculate the growth of an investment with dividend reinvestment and dividend growth.
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Dollar Cost Averaging Calculator
Compare dollar cost averaging vs lump sum investment strategies.
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Emergency Fund Calculator
Calculate how much you should save for emergencies based on expenses and risk tolerance.
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Estimated Tax Payment Calculator
Calculate quarterly estimated tax payments for self-employed or additional income.
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FIRE Calculator
Calculate your path to Financial Independence and Early Retirement (FIRE).
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HELOC Calculator
Calculate home equity line of credit availability and payments.
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HSA Tax Savings Calculator
Calculate tax savings from Health Savings Account contributions.
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Income Tax Estimator
Estimate federal income tax by filing status with 2024 tax brackets.
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Invoice Payment Terms Calculator
Calculate invoice payment terms with Net 30/60/90 and early payment discounts.
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IRR Calculator
Calculate the internal rate of return for an investment with future cash flows.
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Life Table / Mortality Calculator
Estimate survival probabilities and life expectancy with a simplified actuarial mortality model.
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Loan Comparison Calculator
Compare two loan options by payment, total interest, and total cost including fees.
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Loan Payoff Calculator
See the impact of extra payments on your loan payoff timeline and total interest.
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Markup Calculator
Calculate selling price from cost and markup percentage, or find the markup.
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Mortgage Affordability Calculator
How much house you can afford based on income, debts, down payment, and interest rate.
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Mortgage Buydown Calculator
Estimate rate buydown savings and break-even timeline from points paid.
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Mortgage Payment Calculator
Calculate monthly mortgage payments including principal, interest, taxes, insurance, PMI, and HOA. View full amortization schedule.
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Net Single Premium Calculator
Calculate net single premium for whole life, term life, and endowment policies.
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Net Worth Tracker Calculator
Calculate net worth from assets and liabilities with category totals.
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NPV Calculator
Calculate the net present value of future cash flows for investment decisions.
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Payback Period Calculator
Calculate the time to recoup an initial investment from periodic cash flows.
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Paycheck Calculator
Calculate take-home pay after federal taxes, FICA, and deductions.
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Personal Loan Calculator
Calculate unsecured personal loan payments including origination fees.
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Profit Margin Calculator
Calculate gross and net profit margins from revenue and costs.
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Property Tax Calculator
Estimate property taxes with exemptions and assessment ratios.
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Refinance Break-Even Calculator
Calculate when refinancing pays off given new loan terms and closing costs.
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Rent vs Buy Calculator
Compare the total cost of renting vs buying a home over a given time period.
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Rental Property Calculator
Evaluate rental property metrics including NOI, cap rate, cash flow, and cash-on-cash return.
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Renter Affordability Calculator
Estimate affordable rent based on income, debt obligations, and utility costs.
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Required Minimum Distribution Calculator
Calculate your required minimum distribution (RMD) based on account balance and age.
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Retirement Income Calculator
Plan retirement withdrawals with inflation adjustment to see how long your savings will last.
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Risk & Ruin Probability Calculator
Estimate insurer ruin probability bounds using a Cramer-Lundberg model with Poisson claims and exponential severity.
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ROI Calculator
Calculate return on investment from the gain and cost of an investment.
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Roth vs Traditional IRA Calculator
Compare Roth and Traditional IRA outcomes based on current and retirement tax rates.
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Savings Goal Calculator
Calculate the time and monthly contributions needed to reach a savings target.
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Self-Employment Tax Calculator
Calculate self-employment tax (Social Security + Medicare) on net self-employment income.
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Social Security Estimator
Estimate Social Security benefits based on earnings and claiming age.
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Social Security Tax Torpedo Calculator
Estimate taxable Social Security based on provisional income and withdrawal levels.
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Stock Return Calculator
Calculate total return on a stock investment including dividends over a holding period.
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Student Loan Calculator
Calculate education debt payments across different repayment plans.
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Survival Analysis Calculator
Evaluate survival and hazard functions for exponential, Weibull, and Gompertz parametric models.
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Tax Bracket Calculator
Find your marginal tax rate and see how your income falls across tax brackets.
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Tax Withholding (W-4) Calculator
Optimize your W-4 withholding to avoid a big refund or owing at tax time.
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